Centreville, Virginia · Serving clients nationwide
Bookkeeping for small businesses
We keep your books reconciled and current each month, so you always have accurate financial statements to run your business on.
- Replies within 30 minutes
- Books closed by the 10th
- No setup fee
A bookkeeper who knows your business
You will not be passed around a large firm or a rotating team. The same bookkeeper works on your books every month, learns how your business runs and answers your questions personally.
About usQuickBooks and Xero certified
We work inside your existing file at an access level you control. If you do not use accounting software yet, we will set it up for you.
Secure and confidential
Every engagement begins with a signed NDA. Documents are shared through an encrypted client portal, and client funds never pass through JMH.
Our services
Every plan includes a year-end package for your CPA. We do not prepare tax returns.
All servicesMonthly bookkeeping
Transactions categorized, accounts reconciled and financial statements delivered each month.
Closed by the 10th 02Catch-up and clean-up
For books that are behind or need correcting. We bring them current before monthly service begins.
From $150 per month behind 03AP, AR and cash flow
Bill payment on your approval, customer invoicing and weekly aging reports.
Growth and Portfolio 04Payroll in Gusto
We run payroll in your Gusto account and record each pay run in your books.
From $29 a month plus $4 per employee 05QuickBooks and Xero setup
Chart of accounts, bank feeds, opening balances and a walkthrough of your new file.
From $499 · included with a plan 06Advisory
Help reading your reports, planning cash flow and building a budget.
$65/hr, quick questions included 07Real estate
Dedicated plans for real estate agents and rental property owners.
From $199 a monthYear-end package for your CPA
Full-year financial statements, general ledger, trial balance and supporting schedules. JMH does not prepare tax returns or file with any agency.
How it works
You receive a written proposal with your monthly rate before anything is signed or billed.
Our processContact us
Send a short note or call. We reply within 30 minutes during business hours, Monday to Friday, 8am to 6pm ET.
Consultation and proposal
A free 30 minute call to review your accounts and software, followed by a written proposal with a fixed monthly rate.
Onboarding
We set up portal and software access and review your opening balances. Most clients receive their first monthly close within two to four weeks.
Pricing
Plans start at the prices below. Your exact rate is confirmed in a written proposal after a free consultation.
Full pricing and termsEssentials
- Transactions categorized every month
- Up to 3 accounts reconciled
- P&L and balance sheet by the 10th
- Up to 150 transactions a month
- Financial Cents client portal
- Year-end package for your CPA
Built for
Sole proprietors, single-member LLCs and S corps with up to 3 bank, card or loan accounts and up to 150 transactions a month. One entity, no bill pay or invoicing. Typically under $500K in revenue.
Every month
- Bank feed reviewed and every transaction categorized
- Receipts matched to transactions from your portal uploads
- Up to 3 accounts reconciled to their statements
- Loan balances tied to lender statements
- P&L and balance sheet in your portal by the 10th, with a short note on what changed
- Quick questions answered within 30 minutes in business hours
Year end
- Year-end package: full-year P&L and balance sheet, general ledger, trial balance
- A call with your CPA if they want one
Not on this plan
- Bill pay or invoicing; move to Growth when you need them
- Monthly cash flow statement; on Growth and Portfolio
Growth
- Everything in Essentials
- Bills entered and paid on your approval
- Customer invoicing and follow-up
- Monthly cash flow statement
- Quarterly financial review
- 1 advisory hour a month
Built for
Businesses with vendors to pay and customers to bill. Up to 5 accounts, 300 transactions a month, 30 bills paid and 30 invoices sent a month, one entity. Typically $500K to $1.5M in revenue.
Every month, on top of Essentials
- Vendor bills entered, coded and scheduled, up to 30 a month; you approve, payment runs from your own accounts
- Customer invoices prepared and sent on your schedule, up to 30 a month, late invoices followed up
- Weekly AP and AR aging so you always know who you owe and who owes you
- Cash flow statement with every close
- Payroll runs from Gusto mapped into the books, payroll liabilities reconciled
- Contractor payment records for your CPA's 1099s
- Sales tax collected tracked as a liability, ready for your filer
Every quarter
- A financial review call: what the numbers say, what to watch next quarter
- Budget versus actual if you keep a budget; we will help you build one if not
- 1 advisory hour a month for bookkeeping and business-finance questions, never tax advice
Good to know
- Payroll administration in your Gusto account is an add-on from $29 a month plus $4 per employee, on top of your Gusto subscription
- Approval thresholds for bill pay are set in your proposal; nothing is paid without your sign-off
Portfolio
- Everything in Growth
- Separate books per entity, 2 included
- Consolidated reporting
- Lender and investor reports
- Quarterly financial review
- 3 advisory hours a month
Built for
Owners with two or more entities, holding companies, or rental portfolios up to 30 doors. Two entities and 600 transactions a month combined are included; each additional entity is $249 a month.
Every month, on top of Growth
- A separate set of books for each entity, each closed by the 10th
- Intercompany transfers and shared costs kept clean and documented
- A consolidated P&L and balance sheet across the group
- Lender and investor packages: statements, covenant figures, schedules, on their template if they have one
- Fixed asset records and loan amortization maintained
- 3 advisory hours a month for bookkeeping and business-finance questions, never tax advice
Every quarter and year end
- A financial review: cash position, upcoming obligations, what to expect at year end
- Year-end package per entity and consolidated, for your CPA
Good to know
- Catch-up on existing books is quoted separately, from $150 per month behind
- Still month to month, 30 days notice, same as every other plan
No setup fee. Billed on the 1st, due on the 3rd. Month to month with 30 days written notice. A Solo plan for businesses with one account and no employees starts at $199 a month.
Real estate bookkeeping
Plans for real estate agents and rental property owners, covering commission tracking, brokerage reconciliation and property-level ledgers.
Real estate servicesSolo
1 to 3 closings a month. Commission income tracked by transaction and reconciled to brokerage statements.$199/ MOPlan details AgentsActive Agent
4 to 10 closings a month. Brokerage splits and fees recorded at gross, with quarterly summaries for your CPA.$299/ MOPlan details Rental ownersRental Investor
1 to 5 properties. A ledger for each property, security deposits tracked and monthly cash flow by property.$349/ MOPlan details Teams and portfoliosPortfolio
2 or more entities or 16 or more properties. Separate books per entity, consolidated reporting and lender packages.$999/ MOPlan detailsYour monthly schedule
Every month follows the same schedule.
Monthly invoice
Your flat monthly fee is billed on the 1st and due on the 3rd.
Documents due
Upload any statements or receipts that do not come through your bank feeds.
Books closed
Accounts reconciled and financial statements delivered to your portal, with a list of any open questions.
Ongoing support
Questions are answered within 30 minutes during business hours.
Schedule a free consultation
Tell us a little about your business. We will reply within 30 minutes during business hours to arrange a call.